Situated on a generous 1.08 acres, this lot presents an incredible canvas for your dream home. You can add Brand New Belongings to your policy, which insures your stuff on a replacement-cost basis rather than actual cash value. condo policy. To receive enough money to buy a new dining room set in place of your 10-year-old one, pay extra for replacement cost coverage. Example: You have to move out of your condo for a couple of weeks during repairs for a burst pipe. The Homestead | Lots and Land - Mountain Realty Group If youd rather let someone else do the legwork, you can ask an independent agent to compare quotes on your behalf. 4 BEDS 4/1 BATHS 2,580 sqft. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. Condo insurance, also known as HO-6 insurance, is a policy designed to complement your associations master insurance policy. TREC:Info About Brokerage Services,Consumer Protection Notice. From hiking picturesque trails to enjoying the peaceful ambiance of the stream, this area is a nature lover's paradise. If you have a claim, Amicas partnership with Contractor Connection can help you find a professional to do the repairs. Many companies that offer homeowners insurance also sell policies for condos. This website does not endorse this business or is otherwise affiliated with or endorsed by The Homestead in Wears Valley. To decide how much you need, tally up the total amount you could lose if someone sues you. Many associations require owners to buy individual condo policies, and they may specify minimum levels of coverage. If you dont live in your unit year-round or its unoccupied while youre waiting to move in, you may need vacant home insurance. They are owned by a bank or a lender who took ownership through foreclosure proceedings. Don't do this unless you feel confident you would have enough savings to pay the higher amount in an emergency. If the master policy has a $10,000 deductible, the association might hold you responsible for that amount rather than asking all the buildings owners to chip in. Whetstone Rd, Sevierville, TN 37876 | MLS# 246146 | Redfin Management serviceswith a twist. You can also add coverage for identity theft, lost electronic data or water damage from backed-up drains. From the website I'm sure the roads are good but Do the (ta && ta.queueForLoad ? I have been thru Homestead East, not west. Box 808 | Edwards, Colorado 81632 | 970.926.1067, Hours: Monday-Friday: 5:55am-10pm | Saturday/Sunday: 6:30am-10pm. Homestead Owners Association Inc. Documents What is the difference between an HO-3 and HO-6 policy? The average condo insurance cost in the U.S. is $511 per year. Policies include up to $10,000 worth of coverage for damage to your belongings by an act of war, with no deductible. The Homestead - Facebook Located in Homestead in Wears Valley Subdivision offering gorgeous mountain views, 300 acres of green space, wildlife & picnic pavilions! If you have questions or feedback about this data, get help at riskfactor.comand climatecheck.com. A standard policy covers your personal belongings on an actual cash value basis, meaning the insurer would pay the depreciated value of older items if you ever filed a claim. Not all individual condo policies include loss assessment coverage. Why your dog needs liability insurance even if shes perfect, You may need to insure your units interior with. Many or all of the products featured here are from our partners who compensate us. Your dog knocks over a candle and starts a fire that destroys part of the buildings roof. Our partners compensate us. Jewelry insurance: Everything you need to know, To figure out the amount of personal property coverage you need, take stock of what you own and what its worth. NEW! Spectacular views of Wears Valley year round! - Airbnb Sevierville, Tennessee 37862 Phone number: 800-597-0116 Fax number: 865-429-1205 Map: please wait while loading the map. You can save on your premium by bundling policies, going at least three years without filing a claim and installing protective devices in your home. What are the "Must Sees" in the Pigeon Forge area? USAA condo insurance is available to active-duty military member, veterans and their families. Your IP: [Click here for more information](/info/mls-disclaimers/#mls_99), IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Learn more. Keep up with your favorite financial topics on NerdWallet. offers a variety of ways to save on your condo policy. Apply to become a Trusted Partner and join the cream of the crop. Condo insurance rates vary widely depending on where you live, how much coverage you need and the deductible you choose. This browser is no longer supported. The Management Trust is proud to introduce TRUSTY, the First Artificially Intelligent Property Management Assistant. A well and septic tank will be needed to build, and underground electric is already available for this lot. Working on getting current and accurate zoning information for this home. Closing to take place at Hamilton Title, 248 Bruce Street Ste 3, Sevierville, TN 37862. , also known as building property coverage, depending on your condo associations master policy. Were working on getting current and accurate heat risk information for this home. The Homestead West development in Wears Valley - Tripadvisor Most homes have some risk of natural disasters, and may be impacted by climate change due to rising temperatures and sea levels. This prime real estate opportunity offers a serene and secluded setting, close to the natural beauty of The Great Smoky Mountains National Park. Jump to a detailed profile, search site with google or try advanced search. Your condo associations master policy offers only bare walls coverage, so the building property coverage on your individual policy pays for new cabinets and appliances. Although condominiums and co-ops have different ownership structures, insurance policies for individual owners work pretty much the same way. She has also been a member of the Advisory Council for the Center for Insurance Policy and Research; a Board Member of the Coalition Against Insurance Fraud; a member of the Federal Advisory Committee on Insurance; and a Board Member for the Insurance Marketplace Standards Association. Otherwise, the lower premium may not be worth it. Buy land in Sevierville, TN at 117e settlers view lane - Unreal Estate Do not sell or share my personal information. It will also cover improvements you make to these elements. She currently lives outside Asheville, North Carolina. Pre-qualified offers are not binding. With its gentle slope, mature trees, and a small seasonal stream at the back of the lot, the property provides a harmonious blend of privacy, tranquility, and natural beauty. You may wish to add more coverage, especially if your condo associations master policy has a high deductible. Let these views take your breath away before inhaling crisp, refreshing mountain air on the back deck of Homestead Hideaway, a beautiful 3-bedroom log home boasting 2,800-square feet of gorgeous cabin interiors. $0/mo. Smaller regional insurers may also offer solid coverage options. NerdWallet strives to keep its information accurate and up to date. Auctions Sign up and well send you Nerdy articles about the money topics that matter most to you along with other ways to help you get more from your money. And while our site doesnt feature every company or financial product available on the market, were proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward and free. (The insurance company will likely ask for an appraisal a professional assessment of the items value before it will cover a pricey item.). 3240 Wears Valley Road Sevierville, TN 37862 865-908-2909 info.lovewhereyoulive@gmail.com License # 262348 Adding an identity theft endorsement may give you coverage for legal bills, lost income or other expenses after an identity fraud incident. Does condo insurance cover special assessments? Contact Us - Homestead HOA This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Thanks Grassmower! Copyright: 2023 Redfin. 0 reviews that are not currently recommended. If a clogged drain or malfunctioning sump pump sends water into your unit, the water backup endorsement pays for any resulting damage. Example: A fire in the unit next to yours spreads to your kitchen, destroying most of the room. ''The Homestead'' is a pristine mountain community located in the heart of Wears Valley offering long range mountain views, wide paved county roads, underground utilities, hiking trails, and picnic pavilions. The default is typically actual cash value, which means your insurer will pay out the value of your items at the time theyre stolen or destroyed. You can email the site owner to let them know you were blocked. An HO-3 policy is the most common homeowners insurance policy, while an HO-6 policy is specifically for condos. As with homeowners insurance, mortgage lenders generally require you to buy condo insurance. Listing Information presented by local MLS brokerage: Zillow, Inc., local broker - Hendrik Van Leesten - (865) 378-5282. Single entity coverage is similar to all-in coverage. But the associations master policy wont help you if your belongings are stolen or get destroyed in a fire. Come build your permanent home, vacation home or overnight rental on this truly amazing lot. If thats not enough, you can add extra coverage. Assigning Editor | Home insurance, renters insurance, pet insurance. Even if yours does, it probably won't cover every special assessment. The term refers to one of several home insurance policy forms used industrywide. Insurance would reimburse you for those losses, minus your, There are two types of personal property coverage. She has more than 15 years of experience in digital media, including as the deputy managing editor at The Penny Hoarder and as a digital producer for a 24/7 news station based in the Tampa Bay area. She lives in the Washington, D.C., metro area. A short drive to the Great Smoky Mtn Nat Park, Sevierville & Townsend. Accessed May 1, 2023.View all sources, the latest available. ta.queueForLoad : function(f, g){document.addEventListener('DOMContentLoaded', f);})(function(){ta.trackEventOnPage('postLinkInline', 'impression', 'postLinks-10809581', '');}, 'log_autolink_impression');cabins have great views, and some have average views, the cabins are spread out nice. 300 WEARS VALLEY RD, PIGEON FORGE, TN 37863. Wide meandering roads with underground utilities as to not obstruct the phenomenal views! Redfin does not endorse or guarantee this information. MORE: Jewelry insurance: Everything you need to know. , while an HO-6 policy is specifically for condos. An email will be sent to you at your email address to verify your post. Liability coverage for individual condo insurance generally starts at $100,000. But condo insurance is different from a standard homeowners insurance policy because it covers only your unit, not the building itself. Condo insurance rates vary widely depending on where you live, how much coverage you need and the deductible you choose. Heres, If you cant get liability limits high enough to protect your assets, consider buying. MLS #: 254125. All financial products, shopping products and services are presented without warranty. Raise your deductible. Members who are knowledgeable about this destination and volunteer their time to answer travelers' questions. Individual condo insurance can help cover liability costs if youre sued for negligence or damaging someone elses property. **PRIME BUILDING LOT WITH AMAZING VIEWS OF THE SMOKY MOUNTAINS! 165 Wears Valley TN Land & Home Lots for Sale. Sorry. Prior to joining NerdWallet, she spent more than 15 years in digital media as a writer, editor and spokesperson. This coverage typically applies only when your individual policy covers the cause of the damage in question. Professor Emeritus, University of Georgia. Here is a list of our partners. A local independent agent can help you find them. A short drive to the Great Smoky Mtn Nat Park, Sevierville & Townsend. 18208 Preston Road, Suite D-9349 Dallas, TX 75252 Office: 972-248-2238 Fax: 214-329-1052 Email: info@advancedassociationmgmt.com Name * First Last Street Address Email Daytime Phone Evening Phone Comments CAPTCHA Get away from it all and still be close enough to the Great Smoky Mountain National . Utilities. From a family-friendly getaway in the Smoky Mountains to a Benelux road trip. You have to move out of your condo for a couple of weeks during repairs for a burst pipe. Management serviceswith a twist. About the ratings: GreatSchools ratings are based on a comparison of test results for all schools in the state. When evaluating offers, please review the financial institutions Terms and Conditions. We offer homesites and acreage for sale in a great retirement neighborhood. In this case, loss assessment coverage wouldnt help you. (Note that some insurers wont cover certain dog breeds.). You might be able to save if you bundle your condo and auto insurance with the same company. OK92033) Property & Casualty Licenses, NerdWallet | 55 Hawthorne St. - 11th Floor, San Francisco, CA 94105. We recommend getting quotes from at least three insurance companies to find the best price for the coverage you want. Learn More about TRUSTY Click to Text TRUSTY! Located in the Central Area Of The Homestead In Wears Valley, this tract offers an excellent spot to build your permanent residence, 2nd home, or overnight rental cabin. MORE: What is loss of use coverage for home insurance? includes $5,000 in loss assessment coverage, with higher amounts available. docs for developer info. . In most states, State Farm condo policyholders can get a free Ting device, a smart plug that monitors your homes electrical network to help prevent fires. Information is deemed reliable but not guaranteed. READ REDFIN'S FAIR HOUSING POLICY AND THE NEW YORK STATE FAIR HOUSING NOTICE. We have approximately 835 residences and over 400 acres of open space within our planned unit development, and at the center of it all is The Homestead Court Club. 8 talking about this. With the freedom to design and build your own home, you can bring your vision to life and create a space that reflects your unique tastes and preferences. The handicapper general, Diana Moon Glampers and her agents are the ones that are in charge and the enforcers of dumb-ing down and disabling those who are above average in any way, shape, or form.

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