Learn more about becoming a teacher. Current covered employee contributions are 9% of creditable earnings salary. The Aetna MAPD PPO Plan offers lower premiums for coveragesaving both retirees and the State of Illinois money. This 90-day copay amount applies only to non-specialty medication. Teachers' Retirement System of the State of Illinois Location. Retiring in Illinois The Illinois Teachers' Retirement System helps teachers manage their lives as future retirees. SURS allows for an unreduced retirement annuity with the following: Any age with 30 years of service. endstream endobj 717 0 obj <>/Metadata 52 0 R/OpenAction 718 0 R/Outlines 105 0 R/Pages 714 0 R/StructTreeRoot 128 0 R/Type/Catalog/ViewerPreferences<>>> endobj 718 0 obj <> endobj 719 0 obj <. If youve seen how health care costs are rising in this country, its normal to feel a sense of worry when you consider how the cost could affect you and your family. Persons employed in certain state agencies and statewide or national organizations related to education are also active TRS members. %PDF-1.6 % Annuitants are persons receiving a retirement annuity or disability retirement annuity. Note: If you cancel your TRIP TRAIL MAPD coverage, medical and prescription drug coverage for you and your enrolled dependents will end. Because of this, the State of Illinois was legally required to enter a request for proposal (RFP) process. Pay once and youre covered! If youre interested in learning more about retirement benefits offered to Illinois teachers, explore the TRS. What should I do if Im currently undergoing medical treatment? No need to enroll, unless you have a change, or wish to opt-out of the plan. Teachers' Retirement System of the State of Illinois - Wikipedia In 2011, the system distributed over $4 billion in pension benefits to over 100,000 retirees. Your retirement benefits are calculated with a formula designated by the Illinois state legislature. In 2011, the system distributed over $4 billion in pension benefits to over 100,000 retirees. Insurance FAQs - Illinois Retired members are eligible for the Total Retiree Advantage Illinois (TRAIL) Program if they are enrolled in Medicare Parts A & B. The Aetna health benefits plans offered by the State of Illinois provide you with tools, tips, programs and services such as: Large national network of doctors and hospitals In network lab benefits Worldwide emergency care coverage Access to online and mobile tools Plan documents Click on each Aetna plan name below to learn more. It provides transportation of you, your spouse, children, grandchildren, even pets and vehicles at no additional cost. Active members are full-time, part-time, and substitute Illinois public school personnel employed outside the city of Chicago in positions requiring licensure by the Illinois State Board of Education. You cannot enroll in both the Aetna MAPD PPO Plan and any other Medicare Advantage or Part D plan. TRS allows for an unreduced retirement annuity with the following: TRS Tier 2 requires age 67 and 10 years of service. Gb\&Gy=fc`0f0cQ` /n> In addition, the Aetna MAPD PPO Plan has been designed specifically for State of Illinois retireesoffering another wellness benefit. PDF BENEFIT OPTIONS AT SURS RETIREMENT - University of Illinois Urbana The MAPD plans are not permitted to consider the deductible(s) you might have already paid in your other plan. Keep your retirement planning on track using the Tier 1 Retirement Time Line Checklistlisted at the bottom of thispage. Retired teachers group sues Illinois over looming health insurance cost Health Plans :: State of Illinois - Aetna This May, CMS will be hostingin person Benefit Choice Open Enrollment Fairs for our members. This page was last edited on 8 February 2022, at 20:22. Elect to re-enroll in coverage. Re-enrollment is allowed for TRIP members throughout the plan year with coverage effective the first of the month following your enrollment request or during your annual TRAIL MAPD Enrollment Period. If your TRIP medical and prescription coverage is terminated, you will have only Original Medicare for your medical coverage. For more complete benefit information regarding TRAIL and the health plan benefits with your new Aetna MAPD PPO plan, please review your: 2023 TRIP TRAIL Initial Enrollment Guide(for Newly-Eligible for TRAIL Members). You have new experiences waiting. Plan Year deductible and Out-of-Pocket Maximums will start over with your new TRAIL MAPD Health Plan. Contact schools offering teacher education/certification programs in Illinois. The summaries outlined on the following pages show plan benefits levels when you . or by calling Quest at 1.855.BE.WELL (1.855.623.9355). Your plan is made with plenty of perks to help you with your health goals. The State Universities Retirement System (SURS) was created in 1941, originally as the benefits administrator for University of Illinois, later growing to include more than 60 universities, colleges and affiliated agencies in the state.Covered SURS members must choose one of three retirement plans: the Traditional Benefit Package, the Portable Benefit Package, or the Self-Managed Plan. In order to be covered, the service must be considered medically necessary and in certain cases, meet Medicare guidelines for approval. 1 An unprecedented flood of federal stimulus and bailouts for state and local . . Mental health, behavioral health or substance abuse services. Offer pre-open enrollment virtual seminars and in-person seminars during open enrollment for those that are not able to attend the virtual seminar or have additional questions. Representatives are available Monday - Friday, 8 AM - 6 PM CT. Latest News You can find us on any of our social pages or reach out directly. Springfield, Illinois 62702. Earn Your M.A. Stay in Touch. 6. This ensures their continued health well into older age. PDF Teachers' Retirement Insurance Program of The State of Illinois For those choosing to stay on the TRAIL MAPD program, the change is automatic for members and their dependents. Benefit recipients and all dependent beneficiaries who are eligible for Medicare Parts A & B must enroll in the TRAIL Medicare Advantage Program. Upon reaching normal retirement age and terminating your employment, youre eligible to receive monthly pension benefits. The Illinois General Assembly created the Teachers Retirement System of the State of Illinois (TRS or the System) in 1939 for the purpose of providing retirement annuities, and disability and survivor benefits for educators employed in public schools outside the city of Chicago. Retirement and Beyond TRS Retirement Process Call TRS 3 months prior to your retirement date Personalized Retirement Interview Annuity types Standard life annuity Reversionary annuity Forms to return to TRS Retirement application (mandatory) Depository Agreement form (optional) Health Insurance (TRIP) Enrollment form (optional) Glucose HgbA1C The plan offered through the TRAIL Program is a Medicare Advantage plan which includes prescription drug coverage. Get help reaching your health goals (like stress . With all the Medicare spam mail that gets sent out, keep a sharp eye out for any correspondence from AETNA, CMS, or anything with the TRAIL logo. Preauthorization may be required for certain medical equipment. We found that Aetna offered the richest, low-cost plan, tailored to the needs of our retirees. State of Illinois Employee Open Enrollment Guide. In Illinois, you may receive full benefits if youre 67 years old with 10 years of service credit, or reduced benefits at 62 years old with 10 years of service credit. * Biometric screening not available at this location. The Illinois Department of Central Management Services administers all employee benefits to public school teachers, including health insurance. Teachers' Retirement Insurance Program (TRIP) - Health Alliance For fiscal year 2020, active members contribute 1.24 percent of pay, school districts contribute 0.92 . Why is the State changing providers? Since Aetna MAPD PPO is a type of Medicare, you must continue to pay your federal Medicare Parts A and B premiums in order to enroll and remain enrolled in TRAIL MAPD. The Illinois Retired Teachers Association said it filed a lawsuit Monday against the Teachers Retirement System Board of Trustees, the Pritzker administration, Illinois comptroller, Illinois treasurer, House Speaker and . An MAPD plan is not a supplement plan and does not pay secondary to Medicare. SURS allows for an unreduced retirement annuity with the following: SURS Tier 2 requires age 67 and 10 years of service. Divorce/QILDRO Retirement FAQs Health Insurance. & Sec. Medical inflation rate: 9 percent, drops to 5.6 percent by 2019. You must keep Medicare Parts A and B and continue to pay the applicable Medicare premiums, including applicable IRMAA (Income Related Monthly Adjustment Amount) surcharges. Teachers' Insurance Program - Illinois Department of Central Management Call us at (800) 851-3379 (TTY 711), daily from 8 a.m. to 5 p.m. local time. hbbd``b`/$& @.j@BH\i3 BDpQ #Sd%30 }h TRAIL MAPD is a retiree healthcare program sponsored by the Teachers' Retirement Insurance Program (TRIP). This change may impact you if you become Medicare eligible in the future. As living expenses and health care costs continue to rise, these benefits will help protect you from being sidelined by financial difficulties. Tier I members are public educators that began participation in an Illinois public pension plan prior to January 1, 2011. Your Part B premium is based on your income and can change from year to year. back to top. We will: Will I receive information from anyone else? Total Retiree Advantage Illinois (TRAIL) Program To view the list of covered prescription drugs, visit Aetnas formulary online at. The exact percentages in the formula are subject to change, but current teachers factor their retirement benefits using the following: Years of Service (percentage) multiplied by Average Yearly Salary. These figures are based on the market value of assets. The reduction is equal to 6% a year for each year under the age of 67. All your claims are submitted directly to Aetna for payment, not Medicare. Additionally, while attending the Member Fairs, you will have the opportunity to participate Several factors contributed to the decision to change MAPD providers: Before making this decision, the State of Illinois compared all requests for proposals. No. Teachers' Retirement System of the State of Illinois, Chapter Ten: Applying for and Receiving Retirement Benefits, Chapter Twelve: Medicare and Social Security, Chapter Fifteen: Refund of Retirement Contributions, TRS Early Retirement Option Sunset Refunds, Applying for and Receiving YourRetirement Benefits. This retirement system is funded by a combination of state and employee contributions that keep the system strong. Medicare Advantage Plans, sometimes called "Part C" or "MA Plans," are an all in one alternative to Original Medicare. If youre like most people sidelined by an accident or health issue, youd prefer to recover in the comfort of your own home. You can compare plans at Medicare's Website. Save your family thousands of dollars, helping to protect your life savings and reduce the stress on your spouse and children. Illinois moves state retiree PPO contract to Aetna from United This will replace the existing plans, most commonly the HMO Plans through UnitedHealthcare, Health Alliance, or Humana. The State's five retirement systems had a total unfunded liability of $83.1 billion and a combined funded ratio of 43.3%, according to the General Assembly's Commission on Government Forecasting and Accountability. SURS News Release Retiree Healthcare Update - SURS, Illinois Central Management Services My Benefits Website, Aetna Coverage Details State of Illinois | Aetna Medicare, Medicare Premiums Detail at Social Security - IRMAA Sliding Scale Tables, TRAIL Enrollment Guide (2022) FY 2022 Benefit Choice, INSURANCE CHANGES FOR ILLINOIS STATE RETIREE HEALTH INSURANCE, You will be responsible for the full premiums for these Supplement/Advantage plans, announced changes to the State of Illinois Retiree Insurance Program, Social Security - IRMAA Sliding Scale Tables. Illinois Department of Central Management Services, State Government Suggestion Award Board (SGSAB), College Insurance Program (CIP) Benefit Plans, Local Government Health Plan (LGHP) Benefit Plans, Total Retiree Advantage Illinois (TRAIL) Program, Register, Become a Vendor & State Government. In other words, retirees will pay lower monthly contributions for coverage. Your annual PPO deductible will start again for the TRAIL MAPD Plan Year. With a statewide network of trusted doctors to choose from, you get access to reliable care with lots of options. Tier II members are public educators that started employment in a position covered by an Illinois public pension plan on or after January 1, 2011. The TRAIL Program provides comprehensive medical and prescription drug coverage through the Aetna MAPD PPO plan, which is a Medicare-approved plan that combines the different parts of Medicare into one plan. You may re-enroll throughout the plan year and coverage will be effective the first of the month following your enrollment request or during your annual TRAIL MAPD Enrollment Period. Im currently enrolled in an MAPD HMO Plan. Go to this page to learn more about Applying for and Receiving YourRetirement Benefits. . TRS Member - Secure Sign In products appear within listing categories. Medicare Advantage plans are required to cover all services covered by Original Medicare. All Rights Reserved. On December 31, 2022, the current MAPD contracts will expire. This new plan will offer wellness programs, through Be Well Illinois and SilverSneakers. Your teaching career is almost complete. Your primary care physician will direct all of your healthcare needs, from advice on hospital services to specialist referrals. The results are confidential. In this case, Aetna is the private company who will take over administration. Contributions are made to the Teacher Health Insurance Security Fund. Most insurance plans dont cover hearing healthcare. The contribution rate for the first 10 years of service were $5/year, the next 5 years were $10/year and the next 10 years were $30/year. Here for you Medicare is commonly made up of three parts: Most Medicare participants also add a Medicare Supplement plan to cover any gaps and add services above the base Medicare plans. Get special group rates on dental, vision, long-term care, home healthcare, cancer, heart, stroke, life insurance, and other policies. Unlike TRS, IMRF contributions vary across the state as IMRF is a local program. Phone (877) 927-5877. If you want to opt-out of the Aetna MAPD PPO Plan, visit MyBenefits.illinois.gov or call the MyBenefits Service Center at 1-844-251-1777. Retirement Resources - TRS, IMRF, SURS - Illinois Education Association This compensation may impact how, where and in what order Your vision carrier will be EyeMed. Health Maintenance Organization Plan In the HMO plan, you must select a primary care physician from a network of providers to act as your health guide. The Teachers' Retirement System of the State of Illinois is an American state government agency dealing with pensions and other financial benefits for teachers and other workers in education in Illinois. IMPORTANT:You must contact the MyBenefits Service Center (toll-free) 844-251-1777 if you want to add a dependent not enrolled in Medicare Parts A and B. OR CALL 1-888-200-5701 Mon-Fri 8am-6pm CT. You wont need a referral to see a specialist. If you and your Medicare-eligible dependent(s) are currently covered under the UnitedHealthcare MAPD Plan or an MAPD HMO Plan, you and your Medicare-eligible dependent(s) will be automatically enrolled in the Aetna MAPD PPO Plan with coverage beginning January 1, 2023. For fiscal year 2021, active members contribute 1.24 percent of pay, school districts contribute 0.92 . No. Tier II members are public educators that started employment in a position covered by an Illinois public pension plan on or after January 1, 2011. 2023 TRIP Open Enrollment - Illinois Department of Central Management Illinois state government's financial health was the worst in the nation before the COVID-19 pandemic began. 43 Valuation as of June 30, 2014 -5- . Salaries vary between school districts, but the following are some examples of the salaries you can expect in Illinois: Source: Leydon Community High School District. If the member's and/or dependent's Medicare Beneficiary Identifier (MBI) number is not on file, it must be provided during your enrollment, please make sure you have this information available. Youll receive materials from the Center for Medicare and Medicaid Services, as required by law. The System's enabling legislation is in the Illinois Pension . If you or any dependents are not Medicare-eligible, your coverage is through the State Employees Group Insurance Program (SEGIP) and is not impacted by this change. Teachers' Retirement Insurance Program Contact MyBenefits Service Center (toll-free) 844-251-1777 or 844-251-1778 (TDD/TTY) with questions on how to enroll, or about navigating MyBenefits.illinois.gov. Where can I get answers? 763 0 obj <>stream The System's enabling legislation is in the Illinois Pension Code at 40 ILCS 5/16-101[3]. TRS members fall into the following categories: active, inactive, annuitant, and beneficiary. The plan offered through the TRAIL Program is a Medicare Advantage plan which includes prescription drug coverage. The TRAIL MAPD health plan is offered by Aetna. hb```a`` AB cbJ^8Z@*[2nD3cYs$::#::Ad8 m w!Dm g/C}d2 00\`s `z!Im@=3pxYA5< LKKR38 Benefit recipients who enroll in the Teachers' Retirement Insurance Program (TRIP) receive health, prescription and behavioral health coverage. Otherwise, you will be enrolled in the Aetna MAPD PPO Plan with coverage beginning January 1, 2023. In the coming weeks, there will be many opportunities to learn more about this change. Diagnostic Testing - X-Rays, Lab Services. What prescription drugs are covered on Aetnas formulary? If your residential or mailing address changes, you must notifybothyour retirement system and the Social Security Administration in writing as quickly as possible. Plus there are multiple payout options. For more information on TRS Tier I and II requirements, please see the attached documents. If applicable, your dental carrier will be Delta Dental. 0 No action is required unless you want to opt-out of the Aetna MAPD PPO Plan. %%EOF If you opt out, you may re-enroll in the TRAIL program with a qualified life event or during the next years open enrollment. Otherwise, you will be enrolled in the Aetna MAPD PPO Plan with coverage beginning January 1, 2023. Appointments are limited, be sure to register for your spot today at My.QuestForHealth.com Immunizations, adult and child annual physical exam, mammograms, PAP smears, cancer screenings and more. endstream endobj startxref The retirement process begins with you contacting us about your plan to retire and ends approximately 60 to 90 days after your retirement date when you receive your first annuity payment. Illinois contains one of the largest teacher employee benefit programs in the country, providing the nearly 130,000 teachers in the state with not only a state pension retirement system, but extensive health insurance benefits as well. Education does not Wiley University Services maintains this website. Please note that all communications with specific information about this plan change will include the familiar TRAIL logo. Language links are at the top of the page across from the title. As teachers further their educations and gain experience in the field, they receive pay increases that reflect their dedication and hard work.

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